John Emmons has always actively wrestled with the most stringent community issues, striving to defend security, freedom, and independence. The financial aspect of the three main goals is central to his campaigns and always a priority. The politician views money transactions between a lender and their borrowers as indispensable for establishing economic progress. Emmons states that people with bad credit scores have it the worst out of all American residents struggling financially. Their chances to get approved for personal loans are close to zero because they had previous debts or bills they could not handle. According to Emmons, our citizens' access to emergency loans for bad credit is a right they should not be denied. Payday loans offer applicants the chance to get quick cash, regardless of their credit score. Consequently, Emmons supports the consumers' rights by means of publicly encouraging fair lending practices within the payday loans industry. Mr. Emmons encourages the people seeking an opportunity to pursue their dreams to consider bad credit loans. He reasons that short-term loans are easy to qualify for and pay off. This debt is a small-scale training to pay off more important debts in time, such as a monthly mortgage payment or a personal loan. The politician emphasized that most people qualify for these loans. Besides less-than-perfect credit history, direct lenders will sometimes approve people with alternative income sources, such as disability benefits. That is another step towards helping out those who need support when they are not doing well financially. John Emmons' support toward the development and good functioning of the payday lending industry aligns with the more general goal of handing off a better world to the next generation. Ideally, that would be a world in which people can borrow money despite having bad credit. While supporting bad credit loans, Emmons advises borrowers to be on the alert and thoroughly read the loan agreement before signing it. His team has been doing field research and revealed that a significant number of customers who have an emergency loan during the survey were not sure of the fees involved. John Emmons' team helps payday lenders organize informative seminars and spread brochures to raise the borrowers' awareness and contribute to their financial education.